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Auto Loan Calculator

Calculate monthly car loan payments, total interest, and full payment breakdown.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Loan = Price × (1 + Tax) − Down − Trade-In; PMT standard amortization

Your out-the-door price includes tax, title, and registration. Always negotiate the car price before discussing financing.

Frequently Asked Questions

Should I get dealer financing or my own loan?

Get pre-approved by your bank or credit union first. Then compare dealer rates. Dealer often marks up the buy rate by 1-2%.