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Salary Raise Impact Calculator

Calculate the real impact of a raise on your take-home pay, lifetime earnings, and retirement.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

New = Current × (1 + Raise%); Lifetime = Annual Raise × Years

Raises compound over time. A 5% raise today becomes the base for all future raises, multiplying long-term impact.

Frequently Asked Questions

Is a 5% raise a good raise?

At 3% inflation, 5% is a real 2% raise. In a hot job market, 10-20% raises are possible by switching employers.