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Business Cash Flow Projection Calculator

Project monthly cash flow for your business including seasonality and growth.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Revenue grows at monthly rate; Cash Flow = Revenue − COGS − Fixed − Debt

Cash flow is the lifeblood of business. Profit ≠ Cash Flow. Late-paying customers can cause a profitable business to go bankrupt.

Frequently Asked Questions

Why is cash flow different from profit?

Profit is accounting income. Cash flow is actual money in/out. Timing of collections, inventory purchases, and loan payments create differences.