Business Startup Cost Estimator
Estimate total startup costs and funding needed for a new business by category.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Total = One-Time + Reserve + Contingency (20%)
Most businesses fail from undercapitalization. Include 20% contingency and 3-6 months of operating reserves.
Frequently Asked Questions
How do I fund a small business startup?
Options: personal savings, SBA loans, angel investors, crowdfunding (Kickstarter), business credit cards, or HELOC. SBA microloans go up to $50k.