SBA Loan Payment Calculator
Calculate monthly payments, total interest, and true cost for SBA 7(a) and 504 loans.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
PMT = PV × r/(1-(1+r)^-n) + SBA Fee at closing
SBA loans offer longer terms and lower down payments than conventional business loans. SBA 7(a) goes up to $5M.
Frequently Asked Questions
What are the requirements for an SBA loan?
Generally: 2+ years in business, good personal credit (680+), profitable business or solid projections, sufficient collateral.