529 College Savings Plan Calculator
Calculate how much to save in a 529 plan to fund college education costs.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
College cost inflated from now to enrollment; 529 FV of contributions at return rate
529 plans offer tax-free growth and withdrawals for qualified education expenses. Contributions may be deductible at the state level.
Frequently Asked Questions
Can 529 funds be used for non-college expenses?
Up to $10k/year can now be used for K-12 tuition. Up to $35k can be rolled into a Roth IRA if not used. Other withdrawals incur taxes + 10% penalty on earnings.