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529 Plan College Savings Growth & Tax Benefit Calculator

Project tax-free college savings growth in a 529 plan and compare it to taxable investment accounts.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Compound interest applied over years until college age 18

529 plan earnings grow 100% tax-free and withdrawals are tax-free when used for qualified education expenses.

Frequently Asked Questions

What can 529 plan funds be spent on?

Qualified expenses include college tuition, room & board, books, computers, trade schools, and up to $10k/year in K-12 tuition.