College Degree ROI Calculator
Calculate the financial return on investment of a college degree vs entering the workforce directly.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Lifetime earnings comparison factoring in opportunity cost of foregone income during school
A degree's ROI depends on the field, cost, and post-graduation salary. High-debt, low-salary combinations create negative ROI.
Frequently Asked Questions
Is college worth the cost?
On average yes — college graduates earn $1M+ more over a career. But a $200k degree for a $40k/year job may not be. Career-specific ROI varies widely.