Financial Aid Expected Family Contribution (EFC) Calculator
Estimate your Expected Family Contribution for college financial aid under FAFSA.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Simplified FAFSA/SAI: Parent income 22-47% + Parent assets 5.64% + Student income 50%
EFC (now called SAI — Student Aid Index) determines aid eligibility. Lower EFC = more potential aid. Note: merit aid is separate.
Frequently Asked Questions
What is the FAFSA Student Aid Index?
SAI (formerly EFC) is the number used to determine federal, state, and institutional aid. A lower number means more financial need.