Baby First Year Cost Calculator
Estimate first-year expenses for a new baby including childcare, medical, and gear costs.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Total = Childcare + Medical + Gear + Diapers × 12 + Clothing
The USDA estimates raising a child from 0-18 costs ~$300,000. Year 1 is often the most expensive due to gear, medical, and childcare setup costs.
Frequently Asked Questions
How can I reduce baby costs?
Buy secondhand gear (except car seats/cribs), breastfeed if possible, accept hand-me-downs, and use your FSA/HSA for medical. Many states offer childcare subsidies.