Inheritance Planning Calculator
Calculate how an inheritance grows and the optimal withdrawal strategy.
Calculation Inputs
Calculation Results
📊
Enter inputs on the left and click Calculate to view results.
Formula & Methodology
FV with withdrawals: balance grows at return rate minus annual withdrawal each year
A sudden inheritance requires careful planning. The 4% rule suggests you can withdraw 4% annually and not outlive a 30-year horizon.
Frequently Asked Questions
What should I do first with an inheritance?
Park it in a HYSA for 3-6 months before making major decisions. Pay off high-interest debt first, then consult a fee-only financial advisor.