HSA (Health Savings Account) Calculator
Calculate HSA contribution limits, tax savings, and long-term growth for healthcare expenses.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Tax Savings = Contribution × Tax Rate; Balance = FV of contributions at return rate
HSA is the only triple-tax-advantaged account in the US: contribute pre-tax, grow tax-free, withdraw tax-free for medical.
Frequently Asked Questions
Can I invest my HSA?
Yes! Once your balance exceeds a threshold (usually $1k-$2k), many providers allow investing in mutual funds. Treat it as a stealth retirement account.