Life Expectancy Estimator
Estimate your life expectancy based on lifestyle factors for retirement and insurance planning.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Base US life expectancy + adjustments for lifestyle factors
For planning purposes only. Actual life expectancy depends on genetics, healthcare access, and many uncontrolled factors.
Frequently Asked Questions
Why does life expectancy matter for retirement planning?
Underestimating longevity is a top retirement risk. If you plan to live to 80 but live to 95, you face 15 years without sufficient funds.