ACA Health Insurance Premium Tax Credit Calculator
Estimate your ACA marketplace premium tax credit based on income and family size.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Tax Credit = Benchmark Premium − Max Required Contribution (% of income based on FPL)
The ACA premium tax credit reduces the cost of marketplace health insurance. The enhanced subsidies from the IRA continue through 2025.
Frequently Asked Questions
Who qualifies for ACA premium tax credits?
Individuals earning 100-400% FPL (expanded to higher incomes through 2025 IRA). No employer coverage, no Medicaid/Medicare eligibility.