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Loan & Mortgage Calculator

Calculate periodic loan payments, total payments, and interest costs.

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Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

PMT = P × r(1+r)^n / ((1+r)^n - 1)

P is loan principal, r is periodic interest rate (annual rate / 12), n is total number of monthly payments.

Frequently Asked Questions

Does this include homeowners insurance or taxes?

No, this calculates principal and interest only. Local properties may impose additional taxes and fees.