Maximum Mortgage Affordability Estimator
Calculate maximum home purchase price based on gross household income and debt-to-income (DTI) guidelines.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Max Payment = Gross Monthly Income × 28%; Max Price = Loan (based on Max Payment at Rate/30yrs) + Down Payment
Applies standard banking 28/36 Debt-to-Income rules to calculate maximum prudent borrowing capacity.