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Rent vs Buy Homeownership Evaluator

Compare 10-year total wealth impact and net costs of renting vs buying a home.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Compares cumulative 10-year mortgage, property taxes, maintenance & equity growth against cumulative rent payments & investment returns.

Factors in equity accumulation, home value growth, and rental inflation to evaluate long-term wealth differences.