Amortization Schedule Calculator
View year-by-year loan amortization breakdown including principal paid, interest paid, and remaining balance.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Each payment = Interest on balance + Principal; Balance reduces each month
Shows how loan balance decreases over time and how much goes to interest vs principal at any point.
Frequently Asked Questions
Why do early payments go mostly to interest?
Interest is calculated on the remaining balance, which is highest at the start. Over time, more goes to principal.