Earnest Money Deposit Calculator
Estimate typical earnest money deposit amounts and understand how it applies to your down payment at closing.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Deposit = Home Price × Market Rate%
Earnest money demonstrates buyer commitment and is applied to your down payment or closing costs at settlement.
Frequently Asked Questions
Is earnest money refundable?
Yes, if protected by contingencies (financing, inspection). Without contingencies, it may be forfeited if you back out.