Hard Money Loan Calculator
Calculate hard money loan costs including points, interest, and total borrowing cost for real estate investors.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Interest = Principal × Rate × Months/12; Points = Principal × Points%
Hard money loans are short-term asset-based loans with higher rates and fees used by flippers and investors.
Frequently Asked Questions
When do investors use hard money loans?
For fix-and-flip projects, bridge financing, or when speed of closing matters more than interest rate.