Home Equity Calculator
Calculate your current home equity, available HELOC credit line, and home equity loan borrowing power.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Equity = Home Value − Mortgage Balance; Available = (Home Value × Max LTV%) − Mortgage
Shows usable equity available for a HELOC or home equity loan based on lender LTV limits.
Frequently Asked Questions
Can I borrow 100% of my equity?
No. Lenders typically allow up to 80–85% combined LTV, meaning they'll lend against most but not all of your equity.