Mortgage Payoff Date Calculator
Find your mortgage payoff date and see how extra payments accelerate your loan-free date.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
n = -ln(1 - r×P/PMT) / ln(1+r) for standard; simulate for extra
Shows exactly how many months earlier you'll be mortgage-free with additional principal payments.
Frequently Asked Questions
How much faster can I pay off my mortgage with $200/month extra?
On a typical 30-year mortgage, an extra $200/month can shave 5-8 years off the loan term depending on your rate.