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New York City Rent vs Buy Real Estate Calculator

Compare 10-year total costs of renting an apartment vs buying a home in New York City.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Compares cumulative rent outlays vs mortgage payments, taxes, and equity growth

Evaluates long-term wealth building between renting and buying in New York City.

Frequently Asked Questions

Is it better to rent or buy in New York City?

If staying longer than 5-7 years, buying in New York City usually builds significantly more net worth.