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Rental Property Buy-and-Hold ROI Calculator

Calculate total return from a buy-and-hold rental strategy including cash flow, equity, and appreciation over your holding period.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Total Return = Cash Flow + Appreciation Gain; ROI = Total Return / Cash Invested

Buy-and-hold returns come from three sources: cash flow, mortgage paydown, and appreciation.

Frequently Asked Questions

What holding period maximizes real estate returns?

10+ years typically allows appreciation to compound significantly. Short holds face transaction costs that eat into returns.