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$200,000/yr FIRE Target (4% Safe Withdrawal) Calculator

Determine your target FIRE nest egg and savings timeline to fund $200,000 in annual retirement expenses at a 4% withdrawal rate.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

FIRE Number = Annual Expenses / (SWR%)

Calculates exact capital needed to achieve FIRE with a 4% Safe Withdrawal Rate.

Frequently Asked Questions

What is the 4% rule?

The Safe Withdrawal Rate determines how much portfolio capital can be safely spent each year without running out of money.