$250,000/yr FIRE Target (3.5% Safe Withdrawal) Calculator
Determine your target FIRE nest egg and savings timeline to fund $250,000 in annual retirement expenses at a 3.5% withdrawal rate.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
FIRE Number = Annual Expenses / (SWR%)
Calculates exact capital needed to achieve FIRE with a 3.5% Safe Withdrawal Rate.
Frequently Asked Questions
What is the 3.5% rule?
The Safe Withdrawal Rate determines how much portfolio capital can be safely spent each year without running out of money.