Medicare Premium Cost Estimator
Estimate your Medicare Part B and Part D premiums based on income (IRMAA surcharges).
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Medicare IRMAA tiers based on MAGI thresholds
High-income retirees pay IRMAA surcharges on top of the standard Medicare Part B premium ($174.70 base in 2024).
Frequently Asked Questions
What is IRMAA?
Income-Related Monthly Adjustment Amount — a surcharge added to Medicare Part B and D premiums for those with higher incomes.