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Retirement Healthcare Cost Calculator

Estimate total healthcare costs in retirement including Medicare premiums, supplemental insurance, and out-of-pocket expenses.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Total = Sum of annual costs growing at healthcare inflation rate

Fidelity estimates a 65-year-old couple needs $315,000+ for healthcare in retirement. Single individuals need $157,500+.

Frequently Asked Questions

How much should I save for healthcare in retirement?

Fidelity estimates $157,500 for a single person and $315,000 for a couple retiring at 65 in 2024 dollars.