Home  ➔ Calculators  ➔ retirement  ➔ Retirement Savings Goal Calculator

Retirement Savings Goal Calculator

Calculate how much you need to save for retirement to sustain your desired lifestyle and income in retirement.

Calculation Inputs

Calculation Results

📊

Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Nest Egg = Annual Income / (Real Return Rate) using perpetuity; adjusted for finite period

Uses the present value of an annuity to determine how much capital is needed to fund retirement income for a specific number of years.

Frequently Asked Questions

How much do I need to retire?

A common rule is 25× your annual expenses (the 4% rule). For $80,000/year, you need $2,000,000 saved.