Retirement Savings Goal Calculator
Calculate how much you need to save for retirement to sustain your desired lifestyle and income in retirement.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Nest Egg = Annual Income / (Real Return Rate) using perpetuity; adjusted for finite period
Uses the present value of an annuity to determine how much capital is needed to fund retirement income for a specific number of years.
Frequently Asked Questions
How much do I need to retire?
A common rule is 25× your annual expenses (the 4% rule). For $80,000/year, you need $2,000,000 saved.