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Retirement Success Probability Calculator

Estimate the probability that your retirement portfolio survives for the full duration based on withdrawal rate and historical data.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Based on Trinity Study historical success rates for balanced portfolios

The Trinity Study shows historical success rates for various withdrawal rates over 30-year periods using balanced stock/bond portfolios.

Frequently Asked Questions

What is the safest withdrawal rate?

3% has historically never failed for 30 years. 4% has 95%+ success for 30 years. 5% drops to ~82%.