Required Minimum Distribution (RMD) Calculator
Calculate your annual Required Minimum Distribution from IRA or 401(k) accounts after age 73.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
RMD = Account Balance / IRS Uniform Lifetime Table Distribution Period
The IRS requires minimum withdrawals starting at age 73. Failing to take RMDs results in a 25% excise tax on the shortfall.
Frequently Asked Questions
What happens if I don't take my RMD?
The IRS imposes a 25% excise tax on any amount not withdrawn (reduced to 10% if corrected within 2 years).