Social Security Benefit Estimator
Estimate your monthly Social Security benefit and compare claiming at 62 vs 67 vs 70.
Calculation Inputs
Calculation Results
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Enter inputs on the left and click Calculate to view results.
Formula & Methodology
Benefit adjusted by SSA reduction/credit schedule relative to FRA of 67
Delaying SS past 67 adds 8%/year (credited monthly) up to age 70. Early claiming permanently reduces benefits.
Frequently Asked Questions
When should I claim Social Security?
If healthy and expect to live to 82+, delay to 70 maximizes lifetime benefits. If poor health, claim earlier.