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Self-Employed Health Insurance Deduction Calculator

Calculate the health insurance deduction available to self-employed individuals and its tax impact.

Calculation Inputs

Calculation Results

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Enter inputs on the left and click Calculate to view results.

Formula & Methodology

Deduction = min(Premiums, Net SE Income); Tax Savings = Deduction × Tax Rate

Self-employed individuals can deduct 100% of health insurance premiums for themselves and family, limited to net SE income.

Frequently Asked Questions

Can self-employed people deduct health insurance?

Yes, 100% of premiums for self, spouse, and dependents as an above-the-line deduction. Cannot exceed net self-employment income.